If a natural disaster should strike, you can prepare your smartphone for emergency help. Government services and relief agencies now provide mobile apps, news feeds, and websites for disaster alerts, real-time updates, and first aid how-to guides. In the smartphone age, we have lots of resources in the case of a hurricane, flood or whatever may come, the help and resources you need are always at your fingertips. However, a standard homeowners policy may cover losses from fire following a quake and, if such a fire makes your home unlivable, it may cover the additional living expenses incurred while you live elsewhere during repairs. It is sold separately from homeowners or must be added to your policy by endorsement. Earthquake coverage is not included in homeowner's insurance. Will my home insurance policy cover earthquakes? Earthquake insurance covers some of the losses and damages caused to your home, personal items, and other structures on your property in the event of an earthquake. But in most cases, the choice to buy earthquake insurance is completely up to you. If you have a mortgage on your home, you must carry homeowners insurance. Earthquakes can cause buildings to collapse and heavy items to fall, resulting in injuries and damage to property. ![]() If you currently have an active flood insurance policy, please call us for the most accurate quote at (800) 566-1575. Minnesota requires the following minimum coverages on your car insurance. ![]() Minnesota Auto Insurance Minimum Coverage Requirements. An earthquake is a sudden, rapid shaking of the earth, caused by the breaking and shifting of underground rock. Getting a Minnesota car insurance quote is easy with GEICO.
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